Penetration Testing for FinTech Companies

Find critical flaws in payment flows, APIs, and wallets before attackers monetize them.


Find critical flaws in payment flows, APIs, and wallets before attackers monetize them.

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RISKS

Why FinTech Are Targeted

Financial services are high-value targets for criminals. Here's why attackers focus on FinTech

API-Centric

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

API-Centric

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

API-Centric

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Vendor and Ecosystem Risk

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Vendor and Ecosystem Risk

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Vendor and Ecosystem Risk

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Cryptocurrency Theft

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Cryptocurrency Theft

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Cryptocurrency Theft

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Legacy System Integration

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Legacy System Integration

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

Legacy System Integration

Gain actionable insights with AI-driven analytics to improve decision-making and strategy.

VULNERABILITIES

VULNERABILITIES

Common Vulnerabilities

Common Vulnerabilities

Critical

Broken authentication on APIs

Missing token validation, weak JWT secrets, or bypassable OAuth flows that let attackers impersonate users or services.

Critical

Broken authentication on APIs

Missing token validation, weak JWT secrets, or bypassable OAuth flows that let attackers impersonate users or services.

High

Missing rate limiting

Allows brute-force attacks on PINs, passwords, or transaction endpoints; enables API abuse and account enumeration.

High

Missing rate limiting

Allows brute-force attacks on PINs, passwords, or transaction endpoints; enables API abuse and account enumeration.

High

Insufficient input validation

SQL injection, NoSQL injection, or command injection in transaction logs, search queries, or report generation.

High

Insufficient input validation

SQL injection, NoSQL injection, or command injection in transaction logs, search queries, or report generation.

Critical

Insecure direct object references (IDOR)

Accessing other users' transactions, accounts, or wallets by changing an ID parameter in API calls.

Critical

Insecure direct object references (IDOR)

Accessing other users' transactions, accounts, or wallets by changing an ID parameter in API calls.

Critical

Business logic flaws

Race conditions in payment state, negative amounts, currency confusion, or refund manipulation that bypass controls.

Critical

Business logic flaws

Race conditions in payment state, negative amounts, currency confusion, or refund manipulation that bypass controls.

Critical

Weak cryptography or hardcoded secrets

Hardcoded API keys, predictable tokens, or insufficient encryption of sensitive data at rest or in transit.

Critical

Weak cryptography or hardcoded secrets

Hardcoded API keys, predictable tokens, or insufficient encryption of sensitive data at rest or in transit.

  • Critical

    Weak cryptography or hardcoded secrets

    Hardcoded API keys, predictable tokens, or insufficient encryption of sensitive data at rest or in transit.

  • Critical

    Business logic flaws

    Race conditions in payment state, negative amounts, currency confusion, or refund manipulation that bypass controls.

  • Critical

    Insecure direct object references (IDOR)

    Accessing other users' transactions, accounts, or wallets by changing an ID parameter in API calls.

  • High

    Insufficient input validation

    SQL injection, NoSQL injection, or command injection in transaction logs, search queries, or report generation.

  • High

    Missing rate limiting

    Allows brute-force attacks on PINs, passwords, or transaction endpoints; enables API abuse and account enumeration.

  • Critical

    Broken authentication on APIs

    Missing token validation, weak JWT secrets, or bypassable OAuth flows that let attackers impersonate users or services.

RISKS

Compliance and Requirements for FinTech

Complex Compliance Requirements

Complex Compliance Requirements

FinTech companies face strict compliance demands including PCI DSS, SOC 2, GDPR, & SEC breach disclosure rules. PCI DSS 4.0 now mandates annual pen testing across all systems and cardholder environments.

Complex Compliance Requirements

FinTech companies face strict compliance demands including PCI DSS, SOC 2, GDPR, & SEC breach disclosure rules. PCI DSS 4.0 now mandates annual pen testing across all systems and cardholder environments.

Open banking regulations demand API security

Open banking regulations demand API security

PSD2 in Europe and similar global regulations require strong customer authentication and secure APIs. FinTech companies must prove third-party access to customer data is tightly controlled and monitored.

Open banking regulations demand API security

PSD2 in Europe and similar global regulations require strong customer authentication and secure APIs. FinTech companies must prove third-party access to customer data is tightly controlled and monitored.

Breach notification is mandatory.

Breach notification is mandatory.

Most jurisdictions require breach notification within 72 hours, and the SEC’s 4-day rule forces public FinTechs to disclose incidents quickly, increasing reputational risk.

Breach notification is mandatory.

Most jurisdictions require breach notification within 72 hours, and the SEC’s 4-day rule forces public FinTechs to disclose incidents quickly, increasing reputational risk.

Crypto regulations are tightening

Crypto regulations are tightening

Crypto businesses face strict AML and KYC regulations with rising regulatory scrutiny. Security testing proves due diligence in protecting customer assets.

Crypto regulations are tightening

Crypto businesses face strict AML and KYC regulations with rising regulatory scrutiny. Security testing proves due diligence in protecting customer assets.

INTEGRATIONS

What We Test

Our penetration tests are tailored to FinTech environments, covering the systems and workflows where breaches cause the most damage.

Our penetration tests are tailored to FinTech environments, covering the systems and workflows where breaches cause the most damage.

Our penetration tests are tailored to FinTech environments, covering the systems and workflows where breaches cause the most damage.

Payment Processing & Transaction Systems

We test for authentication bypass, race conditions enabling double-spending, business logic flaws, insecure authorization, and data access leaks across REST & GraphQL APIs.

APIs & Third-Party Integrations

We identify broken authentication, excessive data exposure, missing rate limiting, token replay risks, and injection vulnerabilities affecting connected services.

Customer Account & Authentication Systems

Testing includes credential-stuffing resilience, weak MFA flows, session hijacking risks, enumeration flaws, and insecure password reset logic.

Mobile Applications

We test for hardcoded keys, insecure local data, SSL certificate weaknesses, sensitive data leakage, and bypassable biometric authentication.

Payment Processing & Transaction Systems

We test for authentication bypass, race conditions enabling double-spending, business logic flaws, insecure authorization, and data access leaks across REST & GraphQL APIs.

APIs & Third-Party Integrations

We identify broken authentication, excessive data exposure, missing rate limiting, token replay risks, and injection vulnerabilities affecting connected services.

Customer Account & Authentication Systems

Testing includes credential-stuffing resilience, weak MFA flows, session hijacking risks, enumeration flaws, and insecure password reset logic.

Mobile Applications

We test for hardcoded keys, insecure local data, SSL certificate weaknesses, sensitive data leakage, and bypassable biometric authentication.

  • Payment Processing & Transaction Systems

    We test for authentication bypass, race conditions enabling double-spending, business logic flaws, insecure authorization, and data access leaks across REST & GraphQL APIs.

  • APIs & Third-Party Integrations

    We identify broken authentication, excessive data exposure, missing rate limiting, token replay risks, and injection vulnerabilities affecting connected services.

  • Customer Account & Authentication Systems

    Testing includes credential-stuffing resilience, weak MFA flows, session hijacking risks, enumeration flaws, and insecure password reset logic.

  • Mobile Applications

    We test for hardcoded keys, insecure local data, SSL certificate weaknesses, sensitive data leakage, and bypassable biometric authentication.

Rays

WE OFFER

What You Get

Compliance Reports

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Compliance Reports

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Compliance Reports

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Prioritized Remediation

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Prioritized Remediation

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Prioritized Remediation

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Free Retest Included

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Free Retest Included

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Free Retest Included

We analyze your goals, challenges, and vision to craft a tailored AI strategy.

Ready to strengthen your security?

If you want clarity on what a pentest would look like for your team, we can walk you through scope, timelines, and what to expect. No pressure commitments.

GET STARTED

Ready to strengthen your security?

If you want clarity on what a pentest would look like for your team, we can walk you through scope, timelines, and what to expect. No pressure commitments.

GET STARTED

Don't let a compliance audit slow you down.

Get a Fintech penetration test scoped in 24 hours.

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